Archive for December, 2008
Fidelity mySmart Cash Account
As the Federal Reserve cut interest rates to the bone, banks reduced benefits, mainly interest rates they offer account holders, too, sometimes at an even faster pace. One of the examples is the Fidelity mySmart Cash Account.
A little over a year ago when Fidelity launched its mySmart Cash Account, the offering was very attractive: Unlimited [...]
Chase Checking Account $50 Bonus Offer
How do you like the idea of receiving $50 free money for opening a bank account?
If that appeals to you, then you should check this offer out: From now till January 15, 2009, you can get $50 when you open a Chase Checking Account with direct deposit. Terms & conditions of this offer include:
To qualify [...]
Personal Finance Reviews Links Of December 29, 2008
Check out these reviews articles that I found today:
Money Blue Book reviewed E*Trade Financial’s savings and checking accounts. While I don’t personally use E*Trade bank, their 3.01% APY does look attractive now when a lot of banks cut down their rates to below 3.00%, including FNBO Direct and ING Direct.
Seeking Alpha reviewed book Beat the [...]
Fidelity UNIQUE College Investing Plan
I have been using the UNIQUE College Investing Plan to save for my daughter’s future education for a few years. The plan is sponsored by the State of New Hampshire and managed by Fidelity, one of the largest mutual fund companies in the country. The reasons I like the UNIQUE plan are:
Well diversified funds;
Low costs;
Extra [...]
Citi PremierPass Card 20,000 Bonus Points Offer
Citi PremierPass Card Elite Level is currently running a promotion which will give new card members 20,000 bonus ThankYou points (10,000 points for basic level card). To get the bonus points, you will need to spend at least $600 ($300 for basic level card) in the first 3 months after the account is opened. The [...]
Credit Cards That Comply With New Credit Card Rules
So the federal regulators have passed new credit card rules that ban credit cards issuers from using unfair practices when dealing with customers on interest rates, payments, and fees. The new rules contain 5 elements:
Issuers can’t change interest rates at will. They must give card holders at least 45 days advance notice after the account [...]