Archive for January, 2009

What To Do When Credit Cards Are Closed Due To Inactivity?

Have you got letters from credit card companies recently informing the decision to close your credit cards due to inactivity?
I got two such letters in the past couple of months, one from Chase and one from Citibank. The contents of the letters are almost identical, something like: After a review, we noticed that you haven’t [...]


2009 IRA And 401(k) Contribution Limits

Did you max out your retirement savings accounts last year?
I did. I contributed close to the maximum $15,500 allowed for 401(k) account in September and $5,000 for IRA account in October. After missing out a large portion in 401(k) in 2007 after changing the job middle of the year, I determined to take advantage of [...]


Gulf Coast Bank Interest Checking 5.51% APY

5.51% APY from a checking account?
That sounds too good to be true, doesn’t it?
But that’s indeed what you can get from Gulf Coast Bank Interest Checking Account, a bank that I have never heard of before. So I first gathered a little information about the bank using FDIC’s Bank Find:
Gulf Coast Bank and Trust Company [...]


Personal Finance Reviews Links Of January 4, 2009

Hope you find these review articles helpful:
Christian Personal Finance discussed a website called DIYplanner.com, which allows you to print free Franklin Planner templates for every size so you can replace those missing pages in your planner.
Money Blue Book reviewed FNBO Direct High Yield Savings Account. It was a nice account and I used it a [...]


EverBank FreeNet Checking Account $40 Bonus

Here’s another bonus offer for you to jump start your savings in the new year.
EverBank $40 Bonus Offer
EverBank is currently offering a $40 bonus when opening a FreeNet Checking Account. The account itself only requires a $1,500 minimum deposit at the opening. However, to earn the $4o bonus, the average monthly account balance has to [...]