Chase Checking Account $50 Bonus Offer

How do you like the idea of receiving $50 free money for opening a bank account?

If that appeals to you, then you should check this offer out: From now till January 15, 2009, you can get $50 when you open a Chase Checking Account with direct deposit. Terms & conditions of this offer include:

To qualify for the reward you must open a new Chase Checking account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or other government benefits. The reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Reward is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. Account is subject to approval. Reward is considered interest and will be reported on IRS Form 1099-INT.

Chase Checking Account Reviews

Though I am not a Chase Checking Account customer, I imagine a little difference between the Chase Checking Account and the checking account I am using, the Bank of America Checking Account, because the two are both offered by mega national banks.

The Chase Checking Account requires only $25 minimum to open an new account, but it will charge a monthly fee of $6 unless direct deposit is set up after account opening. If you plan to use it as the primary checking account like I do with Bank of America checking account, then this shouldn’t be a problem. Otherwise, you can avoid the monthly charge if you use your Chase Check Card 5 times in a month. In addition, there are other fees you may be charged with this account, including

• $2 each for any non-Chase ATM withdrawal, balance inquiry or transfer. $3 per ATM withdrawal outside the U.S.
• A 3% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.

As for the benefits of the Chase Checking Account except the $50 new account bonus, there aren’t many that make the account standing out. In fact, what it offers are those you can probably get from any checking account:

• Free Access to 14,000 Chase ATMs and 3,000 branches nationwide
• Free VISA Check Card with Zero Liability protection
• Free Online Banking and Bill Pay – including our Online, On-time Guarantee
• Free personalized voice and e-mail alerts
• Overdraft Protection options provided through your savings, line of credit, or Credit Card account

If you are interested in getting a checking account with Chase and receiving the $50 bonus, click this link to request a coupon code for the bonus with a valid email address. Once you receive the code, you can either print out the email and bring it to a local branch or open an account online.

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