Citi Diamond Preferred Rewards Credit Card Review
The Citi Diamond Preferred Rewards Card is designed for those with good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn five points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations for the first twelve months of cardmembership, one point thereafter, and one point for every dollar spent on all other purchases. These points can also be redeemed for various items or services. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years.
This card has no annual fee, and it has a reasonably low interest rate for purchases and balance transfers in comparison to other reward cards. In addition, the card has a 0% introductory rate that can be applied toward balance transfers for up to 12 months and on purchases for 7 months. The card also offers Citi Identity Theft Solutions, a Price Protection Program, and $0 liability on unauthorized purchases.
Thus, those who plan to take advantage of the 0% introductory rate for balance transfers and are interested in participating in the reward program will benefit most from what the Citi Diamond Preferred Rewards Card has to offer.
The following is a quick summary of the benefits of Citi Diamond Preferred Rewards Card:
- 0% APR on balance transfers for up to 12 months;
- 0% APR for 7 months on purchases;
- 5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter;
- 1 ThankYou Point for every $1 spent on all other purchases
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more;
- Average 4 ThankYou Points for every dollar you spend through the ThankYou Bonus Center;
- No annual fee.
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